Retirement & FIRE Nest Egg Calculator
Determine your target retirement nest egg using the 4% safe withdrawal rule, projected savings, and sustainable monthly income.
Parameters
Configure the inputs for precise results.
Awaiting Parameters
Fill in the tool settings and click calculate to see the magic happen.
How to Use
Enter Current & Target Age
Set your current age and target retirement age.
Add Savings & Contributions
Input existing savings and recurring monthly investments.
Specify Return & Income Goal
Set your expected annual return and desired monthly retirement spending.
Review FIRE Readiness
See your projected portfolio, shortfall or surplus, and AI strategy.
FAQ
What is the 4% safe withdrawal rule?
The 4% rule states that you can withdraw 4% of your retirement portfolio in the first year, adjusting for inflation annually, with minimal risk of running out of money over 30 years.
What is a FIRE number?
Your FIRE number is 25 times your anticipated annual retirement expenses, representing the portfolio size needed for financial independence.